Millions of car owners around the world today look out for easy car insurance options that can allow them to get rid of all the paperwork and complicated procedures that they have to go through, when they have suffered some kind of car accident. So here are five tips for auto accident claims.
Five Tips For Auto Accident Claims
Car accidents are common to most people because no matter how good you are at driving, you might end up in minor and major accidents for which, you will need to go ahead and claim your accident insurance. While the process is slow and tedious here are some tips for auto accident claims that can help you to get over it as quickly as possible.
Accident Claims: Act Quickly
Most car owners are worried if they should make a call to their car insurance company or not. However, the fact is that you need to quickly make a call to them and let them know that you were involved in the accident. You need to make sure that you and your co-passengers are safe and they are not hurt. If they are hurt you can call 911 or for some help for the ambulance to get them to the hospital quickly. Act quickly and inform your car insurance company about the situation and that should help you.
Provide Information Pro-Actively
Not many car owners do this but it can help you to get auto accident claims quickly. Many insurance companies want to know exactly about what really happened and if it was your fault or the fault of the other driver. You can provide them with all the information that you have and how exactly all things happened. If you have the information of the people that have witnessed the accident you will only add more value to your claim and make things easier for yourself. If the other driver is under the influence of alcohol or drugs you can let the insurance company know about it so that they can proceed in the right way.
Get Other Party’s Information
If the police has not showed up it is important that you get the information of the other driver to ensure that you can tackle the insurance people with the right information. You can look out for the license plate information, registration information, car model and any other information that can help. However, do not get into any heated arguments with the driver as that will complicate the matter.
Take Pictures of Auto Accident
If you have your smartphone with you start taking pictures of the damage and the actual position of the car to provide it as evidence to the insurance company. You can use these pictures as evidence in the court to determine that it was not your fault.
Get All the Papers
While you are going through all the procedure make sure that you have information on everything you have said in written. When you are providing statement to the police or the insurance company make sure they write it down and they provide you with a copy of that statement that you can use in the court.